Domestic liquidity in Egypt’s banking sector climbed to EGP 12.566trn in March 2025, up from EGP 11.636trn in December 2024—an increase of EGP 930.4bn, according to the Central Bank of Egypt (CBE).
The Central Bank’s latest report highlights a notable rise in the money supply, which reached EGP 3.209trn in March, compared to EGP 2.803trn in December. Currency in circulation outside the banking system grew to EGP 1.296trn, up from EGP 1.121trn.
Total non-government deposits in local currency at banks operating in the domestic market also saw significant growth, reaching EGP 8.195trn in March—an increase of EGP 640.419bn from EGP 7.555trn in December.
Demand deposits in local currency rose to EGP 1.912trn, up from EGP 1.682trn, while term deposits and savings certificates increased to EGP 6.283trn, compared to EGP 5.873trn.
The breakdown of term deposits and savings certificates shows the household sector as the dominant holder, with EGP 5.8trn. The public business sector accounted for EGP 76.289bn, and the private sector held EGP 329.730bn. For demand deposits, the household sector held EGP 761.138bn, the private sector EGP 1.037trn, and the public business sector EGP 113.980bn.
Non-government foreign currency deposits also rose, reaching the equivalent of EGP 3.074trn in March 2025, up from EGP 2.959trn in December—an increase of EGP 115bn.
Foreign currency demand deposits reached EGP 742.310bn, while term deposits and savings certificates totaled EGP 2.331trn. The household sector once again held the majority, with EGP 1.641trn in term deposits and savings certificates. The private business sector held EGP 544.330bn, and the public business sector held EGP 146.264bn.
In foreign currency demand deposits, the private sector held EGP 495.491bn, the household sector held EGP 204.001bn, and the public business sector accounted for EGP 43.097bn.
