The 2025 results of SAIB Bank showed strong growth in its loans and credit facilities portfolio, which reached EGP 79.1bn.
According to the bank’s financial statements, the loans and credit facilities portfolio in local currency rose to EGP 57.7bn in 2025, compared with EGP 43.4bn in 2024—an increase of EGP 14.3bn, representing growth of 33%. This increase was driven by activity across all business segments, with the growth rate in loans and facilities for individuals reaching 51.7% and for companies 19.12% compared with December 2024.
On the other hand, total customer deposits amounted to EGP 140.6bn. Local-currency deposits rose to EGP 97.55bn, an increase of EGP 23.92bn, representing growth of 32%, compared with around EGP 73.63bn by end-December 2024.
Total assets also increased by 15%, reaching EGP 172bn by end-2025, compared with EGP 150bn by end-2024.
In terms of the income statement, net operating income amounted to EGP 7.916bn during 2025, while net profit reached EGP 1.435bn.
These results are in line with SAIB’s strategy of focusing on expanding financing for retail banking, corporate credit and syndicated loans, financing small and medium-sized enterprises, and providing the best service to its customers while offering a range of savings products suitable for all customer segments.
In line with the Central Bank of Egypt’s plan to enhance financial inclusion, the bank is working to develop and increase the number of its branches, which reached 46, in addition to increasing the number of ATMs as one of the most important and largest available electronic channels. The bank’s ATM network reached around 161 machines by end-December 2025.
Corporate social responsibility is also an integral part of SAIB’s operations. The bank’s focus on CSR is reflected in it being a core pillar and one of the mainstays of its strategies and targets over the years. The bank’s objectives also align with Egypt Vision 2030 and the United Nations Sustainable Development Goals 2030, particularly on the social, environmental and economic fronts.
The bank is keen to intensify its efforts in economic empowerment to build more stable and prosperous communities. It also supports a number of initiatives that provide healthcare services and improve living standards economically and socially in informal areas and poor villages, and supports the education process. The bank also works to integrate people of determination into society across various fields.
The bank adopts a number of Sustainable Development Goals that it supports in line with Egypt Vision 2030, including ending hunger, reducing inequalities, economic empowerment, good health and wellbeing, quality education, and wellbeing.
