The Central Bank of Egypt (CBE) has announced a notable rise in financial inclusion rates, with 76.3% of Egyptians aged 15 and above now owning and actively using accounts that enable financial transactions as of June 2025.
According to the CBE’s latest financial inclusion indicators, the number of citizens using such accounts—whether bank accounts, Egypt Post accounts, mobile wallets, or prepaid cards—has climbed to 53.8 million out of a total 70.5 million citizens. This represents an increase from 74.8% in December 2024.
The announcement forms part of the CBE’s periodic review of progress under the Financial Inclusion Strategy (2022–2025), which seeks to broaden access to and usage of financial services across the country.
The data highlighted particular gains among women, with the inclusion rate rising to 70% in June 2025, up from 68.8% in 2024. The CBE attributed this progress to coordinated efforts with ministries and stakeholders to expand women’s economic empowerment and access to financial services.
Youth inclusion also improved, with 54.4% of Egyptians aged 15–35 accessing financial services by mid-2025, compared to 53.1% six months earlier. This increase has been supported by CBE measures allowing account openings from the age of 15 and programmes designed to strengthen young people’s financial capabilities.
Between 2016 and June 2025, financial inclusion rates in Egypt have increased by 214%, reflecting the country’s rapid expansion in citizens’ use of formal financial services. The CBE noted that this surge underscores the effectiveness of its ongoing efforts to foster inclusion and reduce barriers to financial access.
The CBE’s Financial Inclusion Strategy (2022–2025) is built on a scientific monitoring framework, measuring accessibility, usage, and the quality of financial services across the country. It is anchored in a set of key pillars, including the promotion of customer-centric and diversified financial products—both banking and non-banking—alongside the development of legislative and regulatory frameworks.
The overarching aim, according to the CBE, is to ensure that all segments of society are integrated into the formal financial system, thereby supporting economic empowerment and inclusive growth.
